# Key Use Cases & Players

## Retail: Agentic Commerce

**What it is:** Consumers use personal AI agents for end to end online shopping, with and without human interference.

**Current Problems:**

* Consumer is risky to delegate full payment consent to AI agents
* Merchant is risky to receive payments from unknown AI entities, which creates anti-money laundering and other fraud concerns

**How Kite Helps:**

* Delegation and guardrails with Kite Passport, which consumer can configure granular controls, and identify both consumer and agent.
* Payment is always associated with verifiable proof of delegation, which also clarify authenticated user and agent.
* Kite Payment API for merchants to verify the proof, initiate stablecoin transfers, verify payments.

## Manufacturing: Automatic Sourcing

**What it is:** AI-powered sourcing optimization for manufacturing (cost, lead time, production planning, carbon emissions) including autonomous ordering from manufacturer's agents to suppliers.

**Current Problems:**

* Both manufacturers and suppliers risky to rely transaction on AI agents as the same as agentic commerce
* High foreign exchange costs for international payments

**How Kite Helps:**

* Secure delegation mechanisms by Kite Passport and delegation proof.
* Stablecoin payments instead of traditional FX which helps exchange cost savings.

## Fintech: Investment Portfolio Management

**What it is:** AI-driven trading strategy and portfolio optimization.

**Current Problems:**

* Traders have to take transactions and operation control with limited prompt instructions.

**How Kite Helps:**

* Programmable and guardrails for investment constraints and risk management

## Digital Services: Agent-powered Monetization

**What it is:** Data, model, and tool services specifically designed for AI agents.

**Current Problems:**

* AI agents lack a trusted way to handle complex micro-transactions autonomously.
* Pay-per-use monetization for APIs, data, and tools is difficult to integrate.
* Existing payment systems introduce latency and manual intervention, breaking automation.

**How Kite Helps:**

* Verifiable, autonomous payment infrastructure for AI agents through Kite Passport and delegation proof.
* Kite Passport to enable agent actions for easy integration.
* Kite Chain for instant, low-latency settlement through stablecoin-based transactions.


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